New York No Fault

Training Manual Table of Contents
Section One: History of No Fault
Objectives  1
Introduction  1
History 2
Exhibit 1.1--The Fault System 3
Exhibit 1.2--The No Fault System 4
Tort Thresholds 5
Section Summary 6
Workshop 1.1--The Foundations of No Fault 9

Section Two: The New York No Fault Law
Objectives 11
Introduction  11
Article 51: Comprehensive Motor Vehicle Insurance Reparations 12
Workshop 2.1--The New York No Fault Law 27
New York No Fault Time Line 29
Workshop 2.2: How Much Do You Know About the Serious Injury Threshold? 31
Workshop 2.3: You Be the Judge 33
Section Three: Mandatory Personal Injury Protection Endorsement
Objectives 35
Introduction 35
Mandatory Personal Injury Protection Endorsement (New York)  37
Workshop 3.1: New York No Fault Coverage 43
Section Four: PIP Benefits Calculation
Objectives 47
Introduction 47
Medical Benefits 47
Workshop 4.1: Lost Wage Calculation Rules  49
Work Loss 50
Workshop 4.2: New York No Fault Income Continuation Workshop #1 55
Workshop 4.3: New York No Fault Self Employment Income Continuation Wkshp 57
Other Services 67
Death Benefits 67
Appendix: New York No Fault Forms 69
References 85